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Adult Social Care Glossary, v 0.6

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Terms relating to

Finances

Adequate security

Authorised person

Bankruptcy Restriction Order

Bridging loan to allow sale of the property

Capital charges

Care funding source

Charge/Chargeable

Client contribution

Composition, arrangement or trust deed with creditors

DPA for full cost of residential or nursing home place

DPA with no top up

DPA with top up

DLCs

Daily living costs

DPA

Deferred payment agreement

Deprivation of assets

DP

Direct payment only

DRE

Disability-related expenses

Disposable income allowance

Fairer charging

Fairer charging income

Financial assessment

Financial assets

Financial circumstance

Financial information and advice

Immediate needs annuity

Income from NHS

Income received by the Local Authority

Independent financial advice

IPB

Independent personal budget

IUT

Independent user trust

Indicative personal budget

ISF

Individual Service Fund

Integrated personal budget

LA contributing to cost of care through the means test

Legal mortgage charge

LCL

Lower capital limit

Means-tested contribution

Minimum income guarantee

Moratorium period under a debt relief order

Nominated person

Notional budget

PB

Personal budget

Personal expenses allowance

Personal finance

Personal health budget

Prepayment card

Property disregard

Savings disregard

Secured by other means

Secured with first charge

UCL

Upper capital limit

With second or other charge

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